Can you easily see a doctor, or is it a struggle? Tell us your healthcare story.

• The cost of health insurance is rising in 2026 and crucial funding for hospitals is dwindling.
• US policy changes could make it harder for some to access hospital and emergency care.
• Business Insider wants to hear how you're navigating medical decisions — take our survey below.

Does landing a doctor's appointment feel like winning the lottery? What about getting care in an emergency? Have you moved closer to a hospital? Has your local hospital shut down?

We want to hear from you: Take our survey about access to healthcare in America.

In 2026, the US healthcare system is changing. Enhanced Affordable Care Act subsidies have expired, causing premiums for marketplace plans to spike — and pricing some families out of health insurance entirely.

President Donald Trump's One Big Beautiful Bill Act will reduce coverage for some patients with Medicaid and funding for hospitals, especially those in rural areas. Costs for Medicare and private insurance are also rising: Employer-based healthcare premiums have increased by 9%, the largest rise in more than a decade.

Business Insider has been speaking with doctors, researchers, health economists, and patients about the price tag of medicine. Our recent True Cost of Young Cancer series explored the life, career, and financial impact of cancer treatment on adults under 50.

In the new year, we want to hear how our readers are navigating medical decisions, both financially and logistically.