Новости за 16.03.2021

Latin America is a quiet champion in FinTech innovation. While the region may not be top of mind when it comes to world leaders in financial technology, startups from Mexico to Chile are driving payments digitization, financial management automation and the emergence of new paradigms in the market, like open banking. Investors are paying attention, […]

More open banking initiatives are emerging with a focus on business customers, even in markets in which open banking regulations are nonexistent. This week’s roundup looks at how the framework aims to wield industry collaboration to improve small business lending, treasury management, cross-border payments and more. Plaid Targets Small Business Lending Plaid is wielding its […]

Starting a small business is hard. Keeping it alive is even harder, which is why so many startups call it quits after just one year. According to Swapnil Shinde, co-founder and CEO of small business financial management software company Zeni, running out of cash is the top culprit for young company failures. Even as the […]

Consumers’ awareness of — and comfort with — buy now, pay later (BNPL) payment methods has been growing recently, with these options expected to facilitate $680 billion worth of transactions globally in 2025. BNPL allows customers to receive their purchases right away while deferring the items’ full costs by paying them off with several installment […]

Blackstone and Starwood Capital have agreed to acquire Extended Stay America, a press release says, with the deal going forward for around $6 billion. “Travel and leisure is one of Blackstone’s highest conviction investment themes, and we have confidence in the extended stay model,” said Tyler Henritze, head of U.S. acquisitions for Blackstone Real Estate. […]

The technology industry in the U.K. pulled in almost $8 billion in funding so far this year, following a record-breaking $15 billion in 2020, Financial Times (FT) reported on Tuesday (March 16). Tech Nation — an entrepreneur network backed by the government — said in its annual report about the tech sector that promising startups […]

Based on Ant Group’s 2020 numbers, some investors around the world have tagged the Chinese company with a valuation in excess of $200 billion, Reuters reported on Tuesday (March 16), citing sources. When Ant’s initial public offering (IPO) last year was pulled by regulators, its valuation was a record $315 billion. The proposed dual listing […]

As the digital-first economy continues to integrate into the lives of consumers, some geographical differences are starting to show. AsiaPac continues to drive mobile payments and super apps. North America is focused on new payment models like buy now, pay later (BNPL) and real-time payments. The European Union, for better or worse, is dealing with […]

When PYMNTS checked in with the credit union sector in late September 2020, its innovation agenda reflected an ambitious attitude regarding card-issuing credit products. As noted in the report, many CUs began 2020 expecting to do a brisk business in the credit arena, but the pandemic and its emphasis on frugality made debit a more […]

No one ever said that developing real-time payments would be easy. While more businesses are realizing the need for the velocity and data that comes with real-time payments, they’re also realizing that it’s challenging to safeguard such systems. “These struggles are leading many to examine cutting-edge tools that can help them better protect these transactions […]

The conventional wisdom about consumers is the average person doesn’t really care about how payments happen. Security? Check. Rewards? Check. Acceptance? Check. Type of payment rails on which the transaction travels? Not so much. But consumers should care, according to instant payment service platform Eco’s CEO, Andy Bromberg. He told Karen Webster that consumers can […]

There are a lot of things U.S. consumers associate with the car buying experience. For example, a 2020 report from the Federal Trade Commission suggested that “unfair negotiation” was one of them. As the car industry struggled and then recovered during the pandemic, that customer experience started to change. Several digital-first companies took the car […]

In the last year, American consumers’ adoption of online grocery solutions has rapidly accelerated. PYMNTS research found that, by December, 23 percent of U.S. grocery shoppers were ordering online more than before the pandemic, and 64 percent of grocery shoppers reported purchasing groceries online at least once. While this boost may have been prompted by […]