Новости за 09.01.2024

ID R&D has introduced a voice clone detection tool to combat AI-driven fraud. The voice biometrics company announced the new offering Tuesday (Jan. 9), saying it was designed to detect voice clones and audio deepfakes and prevent fraud and crime. “Just as deepfakes have made it harder to distinguish between fact and fiction in the digital world, voice […]

The healthcare landscape is undergoing a digital transformation, witnessing a surge in consumer adoption of centralized online healthcare portals for managing a spectrum of medical services and benefits in one place. These multifaceted platforms serve as centralized hubs, facilitating payment processing, overseeing prescriptions and pharmacy requirements, and providing access to comprehensive medical information, among other […]

The National Bank of Oman (NBO) will leverage PayMate India SPC’s B2B payment automation solutions.  By doing so, it will enable the bank’s corporate and small- to medium-sized business (SMB) clients to use their Visa Business Credit Cards for making supplier payments, the companies said in a Monday (Jan. 8) press release.  The announcement of this solution follows PayMate’s signing […]

Carrefour-PepsiCo Spat Comes as Grocers Step Up Efforts to Manage Inflation As rising food prices alienate grocery customers, merchants are beginning to throw their weight around with major food brands, if the Carrefour-PepsiCo standoff is any indication, though the truth may be murkier. Last week, Reuters reported that the French grocery giant informed shoppers that […]

B2B subscription commerce platform AppDirect received $100 million for its investment program. The new funding will support financing options for technology advisors through the AppDirect Capital Invest program, according to a Tuesday (Jan. 9) press release. “In today’s dynamic channel market, every technology advisor faces the decision to stay the course, seek capital to invest […]

X, the social media platform formerly known as Twitter, plans to launch peer-to-peer payments this year.  Doing so will add more user utility to the app, create new opportunities for commerce and showcase “the power of living more of your life in one place,” the company said in a Tuesday (Jan. 9) blog post.  “X is […]

“Dad, please send them the money. They say they are going to hurt me.” It is every parent’s worst nightmare: their child in trouble, being threatened. But what if, unlike the money being transferred, the scenario being described isn’t real? Bad actors around the world are leveraging generative artificial intelligence (AI) to create voice clones […]

Pay by bank, also known as account-to-account (A2A) payments, is gaining in popularity. More consumers are turning to this payment method to shop, pay their bills or for peer-to-peer transfers because of its fast and convenient nature. Despite this, only a third of U.S. consumers used pay by bank in the last three months, pointing […]

Uber says a proposed Biden administration rule change for gig workers will not affect its operations. The Department of Labor’s proposal makes it tougher for companies to classify workers as independent contractors, and provides greater legal protections and added benefits for gig workers are “economically dependent” on a company. A Tuesday (Jan. 9) report by Reuters said the […]

PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that have shaped business in 2023. Their responses show critical trendlines to watch in the new year. Dean M. Leavitt, founder and CEO at Boost Payment Solutions, sees a trend of […]

Accounts payable (AP) and accounts receivable (AR) are two of the areas that typically entail more processing time and involvement of the workforce. Traditionally, managing B2B payment processes means a lot of manual tasks in invoicing, accounting or payment processing. Thus, implementing effective automation in any of these areas means reducing processing times, streamlining operations […]

Google is currently embroiled in a trial that began Tuesday (Jan. 9) in Boston, where it faces accusations of patent infringement related to the processors it uses to power artificial intelligence (AI) technology in its key products.  The trial, brought by Singular Computing, alleges that Google copied the technology of computer scientist Joseph Bates and used it to enhance […]

Visa and CIBC have formed a new collaboration to help the bank’s clients send remittances across borders more conveniently.  With Visa Direct’s money movement capabilities, the clients of CIBC and its digital banking division Simplii will be able to send money to more digital wallets in the Philippines, China, Bangladesh, Kenya and other key remittance destinations in which digital […]

As the artificial intelligence (AI)-driven workforce takes shape, an emerging downstream impact is a new perspective on historic, traditionally labor-centric, cost structures as firms chase AI-fueled efficiencies. This, as Marietje Schaake, international policy director at Stanford University Cyber Policy Center and a former member of the European Parliament, in a Financial Times opinion piece published Tuesday (Jan. 9) called […]

Dutch startup Whispp raised 750,000 euros (about $820,000) in a seed round to launch its artificial intelligence-powered real-time assistive voice technology and calling app. Designed for people whose speech has been diminished by stuttering, throat cancer, vocal cord paralysis or Lou Gehrig’s disease, Whispp’s solutions convert speech into the person’s original, natural voice, according to […]

PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that have shaped business in 2023. Versatile Credit CEO Ed O’Donnell says in the year ahead, business leaders must recognize the value of comprehensive, multi-lender financing programs.   In 2023, there […]

European regulators are reviewing whether Microsoft’s involvement with OpenAI warrants further investigation. The European Commission (EC) revealed its interest in the ties between the companies Tuesday (Jan. 9) as it announced a larger artificial intelligence (AI) project. “Virtual worlds and generative AI are rapidly developing,” Margrethe Vestager, the commission’s executive vice president in charge of competition policy, said in a news […]

With a new year comes a new version of PYMNTS’ Provider Ranking of Aggregators. In this edition, Talabat holds on to the top spot, but other aggregators are delivering results as well. Hungry for more? Check out the rest below!  The Top 5 Talabat remains untouched at No. 1, scoring 85 points.  Climbing up two […]

The cost of doing business is top of mind for Main Street’s small businesses. The National Federation of Independent Business detailed in its Tuesday (Jan. 9) survey of small business optimism that small businesses, in the words of NFIB Chief Economist Bill Dunkelberg are “very pessimistic” about their prospects this year. The latest survey reading […]

Consumers’ increasing adoption of grocers’ in-house eCommerce options is eating into the retailers’ margins amid ongoing financial challenges. Grocery giant Albertsons Companies, Inc., which has more than 2,200 locations across 34 states, reported financial results for the quarter ended Dec. 2 on Tuesday (Jan. 9), noting that it has seen strong growth in its digital […]

Last year saw several retailers report that their profits were being hurt by “shrink.” That’s the industry term for lost inventory due to a variety of factors, though much of 2023’s reporting dealt with losses from a wave of retail theft. But as 2024 begins, investors and analysts are hoping to get more answers from retail chains about […]

The Goodyear Tire & Rubber Co. and Gatik integrated tire intelligence technology into an autonomous driving system. By adding Goodyear SightLine technology to Gatik’s autonomous vehicles, Gatik can collect data about accurate cornering and braking stiffness, rolling resistance and tire load, the companies said in a Tuesday (Jan. 9) press release. With that data, Gatik […]

A tech lobbying group is pushing back against proposed regulations for digital wallet providers. The Computer & Communications Industry Association (CCIA) — whose members include Amazon and Meta — issued a response Monday (Jan. 8) to proposed Consumer Financial Protection Bureau (CFPB) rules for larger nonbank companies that offer services like digital wallets and payment apps. The CFPB proposal, announced […]

Older consumers were able to maintain their purchasing power last year, mainly helped by an 8.7% jump in Social Security benefits that exceeded inflation. This was the highest increase in four decades, and it allowed seniors to maintain their standard of living despite the high prices persistently impacting consumers. Seniors were able to spend on […]

PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that have shaped business in 2023. Their responses show critical trendlines to watch in the new year. Jim McCarthy, CEO of Thredd, says FinTechs that focus on growth and frictionless access […]