Новости за 22.10.2024

Amazon One Medical launched artificial intelligence tools designed to reduce the time family physicians spend on paperwork. These tools take notes, summarize medical records, respond to patient messages and route tasks to the most suitable person, Amazon said in a Tuesday (Oct. 22) press release. Together, the AI tools can reduce the time spent on […]

Businesses across the United States are moving beyond the artificial intelligence hype and starting to use it for practical tasks like inventory tracking and customer service. Experts say the focus has shifted from broad, generalized tools to more specialized solutions for specific problems. While this marks progress, many companies still find their systems unprepared for […]

MoneyLion has launched a new marketplace that lets consumers search, apply for and complete transactions across third-party financial products like loans, credit cards and savings accounts. The new MoneyLion Checkout delivers these capabilities within the user experience of the MoneyLion digital ecosystem for consumer finance, the company said in a Tuesday (Oct. 22) press release. […]

Anthropic has launched a new artificial intelligence capability called “computer use” that enables its AI to interact with users’ computer screens. The feature, released in beta to developers on October 22, 2024, represents a significant advancement in AI assistance technology, moving beyond simple chatbot interactions to more sophisticated computer operations. The new tool allows Anthropic’s […]

Marqeta has added two new products to its card program management tools. The new UX Toolkit helps customers create modern payment experiences from scratch, while the new Portfolio Migration service makes it easier for companies to upgrade their existing card programs onto the Marqeta platform, the company said in a Tuesday (Oct. 22) press release. […]

The days of the old-school cash register are numbered. They may even already be over. The final note on their obituary? It’s the fact that embedded financial services and point of sale (POS) solutions that span both online and offline transactions are transforming the way of the road for Main Street businesses such as small […]

The home improvement business is reportedly expected to pick up, driven by lower interest rates and higher property values. More homeowners are borrowing against the rising value of their properties and considering spending on home repairs and renovations as interest rates drop, the Wall Street Journal (WSJ) reported Tuesday (Oct. 22). The home improvement business […]

Target will reduce regular prices on more than 2,000 items this holiday season. Combined with the price cuts it has made on more than 8,000 items since May, the retailer will have lowered prices on more than 10,000 items by the end of the holiday season compared to last year, Target said in a Tuesday […]

The goal of the Consumer Financial Protection Bureau’s final rule on data sharing unveiled Tuesday (Oct. 22) is to promote competition and, by extension, financial services innovation. But a deeper reading of the rule itself reveals that for banks, compliance with the rule has a few heavy lifts — technical and operational in scope — […]

Walmart has begun rolling out same-day delivery of prescription medications. The company launched this offering in six states and plans to expand it to 49 states by the end of 2025, Walmart said in a Tuesday (Oct. 22) press release. This Pharmacy Delivery service is available for both new prescriptions and refills, and it is […]

Big Tech defined an era of innovation by moving fast and breaking things. However, while speed is great for money movement, breaking things can be disastrous for the payments and financial services sector. For financial institutions (FIs) and their FinTech partners aiming to innovate cross-border money movement, having robust Bank Secrecy Act (BSA) and anti-money […]

In a world where first impressions are often shaped by digital interactions, SEEN is redefining what it means to be “seen” in the beauty industry. By prioritizing both hair health and skin safety, the brand says it is addressing growing consumer demand for products that not only deliver quality results but also consider overall skin […]

A growing number of business clients and network participants are using Bank of America application programming interfaces (APIs) to enable payment transactions and other capabilities. Over the last 12 months, the bank has seen the number of clients using APIs for real-time treasury needs increase by 51% and the number of network participants like treasury […]

PYMNTS Intelligence published its annual report on the usage and adoption of Apple Pay yesterday (October 21). That report marked the ten-year milestone of Apple Pay’s launch, which was the mobile wallet shot heard round the world. Apple Pay wasn’t the world’s first digital wallet — and it wasn’t even the first mobile wallet developed […]

The Consumer Financial Protection Bureau (CFPB) swung for the fences this morning (October 22) as it issued the final version of its long-awaited Rule 1033 on personal financial data rights. As expected, the rule will mark a significant step toward open banking in the United States. But the rule also took a cut at regulating […]

When it comes to overall opportunity, the United States isn’t a hard sell. The U.S. market is home to over 13,100 FinTechs, with some estimates putting the industry’s total value by 2030 at $1.5 trillion. For FinTechs eyeing expansion, the U.S. offers a $10.6 trillion card payments market — nearly five times the size of […]

Delayed and incorrect payments are a perpetual headache for the construction industry. These issues not only burden accounting teams but also have serious downstream ramifications. Project delays and canceled contracts are just some of the consequences of payment problems. In the United States alone, slow payments in the construction sector have caused a staggering financial […]

You can’t get to what’s next in payments without getting to what’s next in identity. That’s according to Mary Ann Miller, vice president of client experience at Prove Identity, who told PYMNTS for the series “What’s Next in Payments: Embedded Everything: Priority One for Financial Services in 2025” that businesses are realizing the real innovation […]

The promise of embedded payments — and the march toward embedded everything — says that commerce and money movement is seamless and intuitive. In the continuing conversations within the “What’s Next in Payments” series, exploring the rise of embedded finance, Doug Brown, chief product officer of digital banking at Candescent (formerly NCR Voyix), said that […]

A new wave of financial engagement is emerging among zillennials — those straddling the line between Generation Z and younger millennials. This microgeneration, currently ranging from their late 20s to early 30s, is prompting a major change in banking habits, primarily through mobile technology, while still maintaining ties to traditional financial institutions. A PYMNTS Intelligence […]

The only thing bigger than the agriculture sector’s contribution to daily sustenance could be its reliance on paper payments. In 2023, agriculture, food and related industries contributed a staggering $1.5 trillion to the U.S. GDP, representing about 5.6% of the total economy. Despite this major economic role, farmers — who contributed $203 billion to that […]

Obligo has raised $35 million in new funding to accelerate the growth of its flexible security deposit solutions for the residential rental market and to launch additional products. The company has experienced rapid growth and is moving closer to profitability, according to a Monday (Oct. 21) press release. “With these additional resources and our recently […]

Poshmark will return to its original fee structure three weeks after introducing a new one that aimed to balance fees between sellers and shoppers. The short-lived fee structure that was implemented Oct. 3 lowered fees for sellers but raised them for buyers. “We made the recent fee change with the goal of helping you, our […]

Honeywell and Google Cloud are partnering to transform the industrial sector by integrating advanced artificial intelligence (AI) agents into operations. The two companies announced their collaboration in a press release Monday (Oct. 21). The solutions, which are expected to begin rolling out in 2025, will leverage Honeywell’s Internet of Things platform, Honeywell Forge, and Google […]

The suit filed last week seeking to stop a new rule from the Consumer Financial Protection Bureau (CFPB) governing buy now, pay later (BNPL) loans has a number of what, to some observers, might be argued as technicalities. But a deeper dive into the suit also finds that the challenge presented by the Financial Technology […]