Новости за 02.01.2026

Artificial intelligence (AI) is beginning to reshape commercial real estate—not through futuristic smart buildings, but by automating the manual back-office work that underpins valuations, underwriting, leasing and property operations. Morgan Stanley estimates that AI could automate about 37% of tasks across the sector, unlocking as much as $34 billion in efficiency gains by 2030. […]

Commerce Bancshares, the parent company of Commerce Bank, has completed its previously announced acquisition of FineMark Holdings, the parent company of FineMark National Bank & Trust. This merger makes Kansas City, Missouri-based Commerce the 15th largest bank-managed trust company based on assets under management, the company said in a Thursday (Jan. 1) press release. […]

For much of the past decade, artificial intelligence has been concentrated in the cloud. Large models trained and run in centralized data centers have powered chatbots, enterprise tools and consumer applications, but that approach comes with trade-offs. Cloud dependence introduces latency, increases infrastructure costs and requires user data to move across networks. As AI becomes […]

Saks Global Executive Chairman Richard Baker has assumed the additional role of CEO amid reports that the luxury retail company is considering bankruptcy. Baker succeeds Marc Metrick, who had been CEO since 2015 and stepped down to pursue new opportunities, Saks Global said in a Friday (Jan. 2) press release. Baker will oversee Saks Global’s […]

OpenAI is reportedly improving its audio artificial intelligence (AI) models because it expects users of future personal AI devices to communicate with them through voice commands rather than via a screen. Currently, the company’s large language model (LLM) that powers the audio version of ChatGPT is less accurate and slower to respond than those […]

PYMNTS Intelligence has long spotlighted the value that real-time payments bring to consumer disbursements and emergency use cases. Beyond those use cases, faster funding is steadily becoming part of how businesses think about cash flow, settlement certainty and liquidity timing. Recent PYMNTS reporting shows CFOs increasingly value real-time settlement not for speed alone, but […]

The cryptocurrency industry is turning over a new leaf in the New Year. And this new leaf comes with new laws. As of Jan. 1, 2026, Americans should have the right to crypto ATM refunds in Colorado; while in New York, the digital assets-focused Article 12 and other 2022 Amendments to the Uniform Commercial […]

Luxury goods sellers are reportedly facing a tough market after raising their prices significantly after the pandemic. Between 35% and 40% of luxury goods were sold at a discount in 2025, often at outlet stores, and luxury brands’ average operating profit margins dropped to the lowest level since 2009, at 15% to 16%, the […]

Tax authorities are closing in on crypto tax evasion, and the net is widening beyond national borders. Beginning Jan. 1 in the U.K. and more than 40 other countries, exchanges must start collecting and reporting detailed trading records for local customers. This data can expose undeclared gains and, in some cases, help investigators trace suspicious […]

Apple is scaling back the Vision Pro after weak sales. For the payments ecosystem, it is a sign that “spatial computing” will remain a niche channel for shopping, identity and in-app spending for now. In a Jan. 1 report, the Financial Times said Apple has cut back both manufacturing and marketing for the $3,499 headset. […]

The day after Christmas used to mark the end of peak season. For many retailers in 2025, it marks the start of a second peak, one that moves in reverse. Packages that flowed out in November and December come back in January, often at peak shipping rates and with less margin to absorb the […]

By 2025, the financial services sector stopped “testing” artificial intelligence and started living in it. The industry has moved past the novelty of generative chatbots to a more profound structural reality: the redesign of the global movement of money around autonomous decision-making. As we look toward 2026, the industry isn’t just deploying AI; it is competing for the […]

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. That is the central new angle emerging from PYMNTS Intelligence’s report, “How AI Becomes the Place Consumers Start Everything.” Rather than focusing only on adoption rates, the report shows a deeper […]