Новости за 01.05.2026

Anthropic’s Mythos highlights the speed at which artificial intelligence (AI) capabilities can advance and the need for supervisory approaches to keep pace with emerging technology, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Friday (May 1). In a speech delivered at an event hosted by the Financial Stability Oversight Council in Washington, […]

A company deploys an artificial intelligence (AI) agent. The agent makes a mistake. The insurance policy does not cover it. That outcome is no longer hypothetical. Major insurers are carving AI out of standard corporate coverage. State regulators are approving the requests and a new market is already forming to fill the gap. Carriers […]

PYMNTS tried ordering food through ChatGPT. Getting a pizza from Little Caesars took longer than driving to pick one up. Starbucks and Little Caesars launched apps inside ChatGPT this month. Both brands are betting consumers will order food the same way they already plan meals and research products. The interface is familiar. The checkout […]

The stablecoin market is moving fast in two directions at once. One path leads toward greater financial integration and the other toward greater regulatory scrutiny. The two are increasingly inseparable. In the past week alone, a flurry of announcements from major financial and technology players underscored the balancing act the digital asset space faces […]

Fun raised $72 million in a Series A funding round to expand its payments infrastructure that powers Polymarket and other internet-native capital markets. The company was founded in 2022, has operated in stealth, and now processes over $18 billion in transaction volume per year, delivering a 99.999% success rate and supporting millions of users across 100 countries, it said in a […]

OPay Digital Services, a payments platform focused on Nigeria and backed by SoftBank Vision Fund and Sequoia Capital, is preparing for an initial public offering (IPO) in the United States, Bloomberg reported Friday (May 1), citing unnamed sources. The company is seeking a valuation of $4 billion, which would double the $2 billion valuation it achieved in a 2021 funding round, […]

Earnings from Porch Group and Lemonade show artificial intelligence (AI) moving into core insurance functions, with measurable effects on claims handling, underwriting and distribution. As detailed in results this past week, Lemonade provides one of the clearest examples of AI applied to claims and servicing. In its shareholder letter, and in reference to loss […]

The tech stack powering the office of the CFO is evolving from a monolith to an ecosystem. And it’s resulting in some growing pains, as corporate customer pushback on new rules around API access from one of the world’s largest enterprise software providers, SAP, reveal. Customers want clearer guidance on what they can and cannot […]

Global alternative investment manager Ares Management raised $30 billion in the first quarter, a figure that was up more than 45% year over year and marked a first-quarter record for the company. “We are on track for another record year of fundraising as we continue to see broad-based investor demand across our platform,” Ares […]

The Defense Department has signed agreements with seven frontier artificial intelligence (AI) companies, saying these deals will provide it with flexibility and prevent “AI vendor lock.” The agreements with Amazon Web Services (AWS), Google, OpenAI, Microsoft, Nvidia, Reflection and SpaceX enable the deployment of the companies’ AI capabilities on the Department’s classified networks, the […]

For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. That is a central finding from “The 2025-2026 Growth Corporates Working Capital Index,” a Visa and PYMNTS Intelligence report based on a survey of 1,457 CFOs and treasurers across 23 countries, five regions and 10 industry groups. The report […]

Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds in transit. But according to the January 2026 “Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, the financial […]

Watch more: What’s Next in Payments With Trulioo’s Hal Lonas Data has become so widespread across commerce and financial services that its presence alone no longer confers any distinction. What matters now is whether companies can convert that information into decisions that shape outcomes in real time. Hal Lonas, chief technology officer at Trulioo, […]

Watch more: What’s Next in Payments With WEX’s William Fitzgerald Payments fraud continues to evolve at a pace that strains conventional defenses, as increasingly automated attacks expose the limits of static controls and legacy authentication methods. The risks are no longer confined to isolated incidents. They now reflect a system under continuous probing, where […]

Watch more: What’s Next in Payments With Mastercard’s Kaushik Gopal Both risk and opportunity across the payments industry are being increasingly defined by what happens in a millisecond—and what doesn’t. “What AI (artificial intelligence) has done is enable us, in that real time, in that moment, to process multiple input signals and create a […]

Chargebacks911 offers tools that solve a growing challenge for merchants: legitimate artificial intelligence shopping agents getting turned away by fraud detection systems, resulting in merchants losing potential revenue, the company said in a Thursday (April 30) press release emailed to PYMNTS. This challenge has arisen because even as agentic commerce scales with the support […]

The Consumer Financial Protection Bureau (CFPB) has reduced the small business data collection and reporting requirements under the Equal Credit Opportunity Act (Regulation B). The agency posted the final rule on the Federal Register on Thursday (April 30), and the rule is set to be published on Friday (May 1), according to the Federal […]

Apple’s earnings call was, on the surface, a story about iPhone momentum and Mac demand. iPhone revenue rose 22% year over year, Mac revenue rose 6%, and executives repeatedly pointed to supply constraints as evidence that demand was outpacing what Apple could deliver. But underneath the product numbers was a more complicated issue: Apple […]

Pancreatic cancer kills most of its patients because there is nothing to find by the time they feel sick. Colorectal cancer kills roughly 53,000 Americans a year for the same reason. The same week that a new philanthropic push pledged $500 million to build artificial intelligence (AI) systems that model disease at the cellular […]

Artificial intelligence (AI) and influencers helped Wayfair outperform the home furnishings category during the first quarter, Niraj Shah, the company’s CEO, co-founder and co-chairman said during a Thursday (April 30) earnings call. The home furnishings category was buffeted by weather disruptions early in the first quarter and a pullback in consumer spending due to rising energy and […]

The used car market could get a boost from the rising costs of goods and services, Carvana Founder and CEO Ernie Garcia said Wednesday (April 29). During the used car eCommerce platform’s first quarter earnings call, an analyst asked Garcia if more consumers might trade down to used cars because of new car prices, […]

The five nines gold standard of digital reliability is cracking in 2026. The benchmark of 99.999% uptime availability, or the “five nines” that represent just over five minutes of downtime per year, has long reassured executives, underpinned service-level agreements and shaped capital allocation decisions. In today’s hyperconnected, compute-intensive economy, that promise is starting to […]