Новости за 01.04.2024

Though the rates on savings accounts have remained low at many big banks, there have been significant rate increases at online and community banks over the past year or so. The Federal Reserve’s rate hikes throughout 2022 and 2023 led to higher rates on top-yielding savings accounts, and they’ve stayed high since the Fed has kept rates steady in 2024.

The best certificates of deposit guarantee a high rate of return on your principal at the end of an agreed-on term, making a CD a low-risk way to keep your nest egg growing with boosted savings yields. To maximize your earning potential with CDs in the past, you often needed to buy terms of 12 months or longer. Yet, even with today's rates beginning to edge down from historic highs, you can still lock in up to 5% APY and higher — at least 10 times the 0.47% national average of a traditional savings account ... Читать дальше...

The new month brings with it a continued easing down of mortgage rates for 15- and 30-year terms as of Monday, April 1, 2024.

The digital world is changing by the day. While this is good in most ways, this evolution has also brought online privacy concerns to the forefront. Understanding how to safeguard your online privacy in the digital age is a must. Without this, you are putting your personal and financial data at risk.

It doesn’t matter if you browse the internet for pleasure or rely on it heavily for business-related purposes, one thing will never change: there’s nothing more important than security and your computer's health. 

People are seen watching the annular solar eclipse with sun filter glasses at the National Autonomous University of Mexico in October 2023. Credit - Carlos Tischler—Getty Images

Cash management accounts aren’t bank accounts, but they share some similarities. It’s a place to stash your cash, get your paycheck deposited, pay bills and earn some interest. Even though it might feel like a bank account, the top cash management accounts (CMAs) offer other features and benefits for consumers, including fee-free ATMs, a competitive annual percentage yield (APY) and no overdraft fees.