Новости за 13.11.2024

A judge reportedly ruled Wednesday (Nov. 13) that a Federal Trade Commission (FTC) lawsuit against Meta can go to trial, largely denying the company’s motion to have the case dismissed. The FTC filed the suit in 2020, seeking the breakup of Meta and alleging that the company bought Instagram and WhatsApp in an illegal effort to maintain a monopoly in social media, […]

Law enforcement is warning U.S. banks about the danger of AI-powered identity fraud schemes. The Treasury Department’s Financial Crimes Enforcement Network (FinCEN) issued an alert Wednesday (Nov. 13) to help financial institutions spot scams associated with the use of deepfake media created using generative artificial intelligence (GenAI). “While GenAI holds tremendous potential as a new […]

Generative artificial intelligence platform Writer announced Tuesday (Nov. 12) that it raised $200 million in funding, reflecting a broader shift as businesses increasingly rely on AI to craft everything from product descriptions to marketing emails. The investment values the AI writing company at $1.9 billion and points to a fundamental change in online commerce. Where […]

Most student loan borrowers have had difficulty making their loan payments, but many don’t know they could choose a different repayment plan that could help lower their payments, the Consumer Financial Protection Bureau said Wednesday (Nov. 13). Forty-two percent of these borrowers have only ever been on the standard repayment plan for their federal student loans, […]

Digital infrastructures now sit at the heart of almost every business operation. While this interconnectedness has introduced efficiencies, it has also created new vulnerabilities. A cybersecurity issue led to outages this month across swatches of grocery giant Ahold Delhaize’s 2,000 U.S. stores, leading to some pharmacy and eCommerce systems being pulled offline. The grocery sector […]

Citi and the Bank of Shanghai have teamed to streamline payments for visitors to China. The payments solution announced by the two banks Wednesday (Nov. 13) is designed for the Bank of Shanghai’s TourCard — a prepaid card created specifically for overseas travelers to make mobile payments in China — letting visitors add funds to their TourCard digital account with […]

B2B payments platform ConnexPay has received a U.S. patent for its invention that manages incoming customer payments in real time and generates corresponding outgoing supplier payments on demand. The company’s U.S. Patent No. 12,118,519 was granted by the United States Patent and Trademark Office and is titled “Intelligent Payment Routing and Payment Generation,” ConnexPay said […]

After launching in the United Kingdom, Revolut is bringing its cryptocurrency exchange to Europe. Revolut X exchange, designed for professional crypto traders, is now available in 30 new European Economic Area (EEA) countries, according to a Wednesday (Nov. 13) press release emailed to PYMNTS. “The feedback from experienced traders has been very positive, with many […]

The U.K.’s financial watchdog is giving auto financing companies more time to deal with customer complaints. The Financial Conduct Authority (FCA) announced this decision Wednesday (Nov. 13) in the wake of a recent court ruling that forbids dealers from getting a commission from auto lenders without the customer’s consent. The FCA says car finance companies are “likely to receive […]

After a two-year search for a buyer, Just Eat Takeaway has sold Grubhub to food delivery startup Wonder. The company announced the sale Wednesday (Nov. 13), saying Wonder would pay $650 million to purchase Grubhub. That’s far less than the $7.3 billion Just Eat paid for Grubhub in 2021. “The sale of Grubhub to Wonder […]

Klarna has filed its long-awaited plans to go public in the U.S. The Swedish buy now, pay later (BNPL) company on Wednesday (Nov. 13) announced it had “confidentially submitted” a draft registration statement for an initial public offering (IPO) to the Securities and Exchange Commission (SEC). “The number of shares to be offered and the […]

The average consumer has 5.3 bank accounts. Now that the Consumer Financial Protection Bureau has issued a final rule on data sharing, the age of open banking can get fully underway in the United States, and it will be easier than ever for banks’ retail and commercial clients to move accounts around and shift allegiances […]

Small- to medium-sized businesses (SMBs) have historically faced outsized challenges relative to their own footprint. From managing ever-growing tech stacks to optimizing cash flow amidst economic volatility, SMBs already have their work cut out for them when it comes to driving competitive differentiation versus their similarly-resourced peers, much less when held up against larger enterprise […]

Businesses are looking to streamline payments by embedding them directly into their existing platforms, Boost Payment Solutions Chief Revenue Officer Seth Goodman writes in a new PYMNTS eBook, “The New Value Equation: 11 Financial Services Leaders Share Their Vision for 2025.”   Heading into 2025, companies are asking how they can better prepare for the […]

The top-performing North American Growth Corporates save nearly $10 million in bottom-line benefits. Why? Smarter working capital strategies play a key role. These firms’ leaders speed up cash cycles, cut borrowing costs and keep suppliers happy — all moves that can give them a real edge. PYMNTS Intelligence’s latest report dives into what these Growth […]

Innovation is born in times of struggle. And in the aftermath of Hurricanes Helene and Milton, with insurers across the southeastern United States seeing a massive surge in claims as homeowners face the challenge of repairing and rebuilding their lives, digital innovations are helping shape faster recovery solutions. For homeowners whose properties were hit by […]

The online gambling industry is booming, driven by the rise of digital poker, online casinos and fantasy sports betting, making it crucial for operators to enhance the user experience to retain players. A key area for improvement is the payout process, as traditional withdrawal systems are often slow and frustrating, driving players to competitors. As […]

Dave, the neobank and cash advance app singled out in an Federal Trade Commission (FTC) complaint last week, Tuesday (Nov. 12) announced compliance-oriented changes to its business model fundamentals, including a new sponsor bank. The announcements were made in the context of the company’s mostly positive Q3 earnings. And while he struck a defiant tone […]

Voice artificial intelligence (AI) solutions from SoundHound AI have been deployed by seven of the top 20 quick-service restaurants (QSRs). These QSRs and other restaurants are using the technology for drive-thru, phone ordering, kiosks, mobile apps and for supporting their staff, SoundHound AI CEO and Co-Founder Keyvan Mohajer said Tuesday (Nov. 12) during the company’s […]

Apple will reportedly announce a device in a new product category — one that brings together artificial intelligence, apps and smart home functions — as early as March. The device, which is code-named J490, will include a six-inch screen, a camera, a rechargeable battery and internal speakers, and will be able to be mounted to a wall […]

Instacart’s expansion of retailer integrations and the implementation of advanced technology have streamlined the shopping experience, providing convenience, savings and higher engagement, CEO Fidji Simo noted Tuesday (Nov. 12) during the company’s third-quarter earnings call. Referring to retailer integrations as the company’s “secret sauce,” Simo noted that in the third quarter retailers that launched at […]

Pent-up demand for mergers and acquisitions (M&A) activity has been released by the election of Donald Trump, Citigroup CEO Jane Fraser said Tuesday. Speaking with Bloomberg Television, Fraser said the bank’s clients had been waiting to begin M&A activity and are now focused on doing so, Bloomberg reported Tuesday. There is demand for M&A activity across industries because companies […]

New artificial intelligence (AI) tools are changing how restaurants analyze customer data, test food safety and even reproduce scents in laboratories. The technologies include a natural language assistant for querying loyalty programs, an electronic tongue that achieved 95% accuracy in detecting food issues and a system that can capture and recreate specific scents in different […]

The private sector should lead the evolution of payments, while the Federal Reserve should be ready to solve problems that can’t be handled by the private sector alone, Federal Reserve Governor Christopher J. Waller said Tuesday (Nov. 12). In a speech delivered at The Clearing House Annual Conference in New York City, Waller said he […]

The nation’s air traffic cops are going high-tech. The Federal Aviation Administration (FAA) wants artificial intelligence (AI) to help monitor America’s crowded skies, part of a push to modernize how it monitors thousands of daily flights. The FAA’s move to add machine-powered oversight aims to streamline how regulators track the nation’s bustling air corridors. Automated […]