Новости за 22.11.2024

This week, PYMNTS Intelligence noted the appeal of paying over time — especially now, headed into the holiday shopping season, which starts, well, now. Our data show that 43% of consumers say pay later availability — on cards and also through buy now, pay later (BNPL) options — for holiday purchases influences where they plan […]

Gap Inc. is refining both its digital and in-store channels as it works to reinvigorate its apparel brands. The parent company of Old Navy, Gap, Banana Republic and Athleta said this Thursday (Nov. 21) while reporting its third-quarter results. For the Old Navy brand, the company is delivering more clarity around pricing and a greater promotion of value through its […]

Apple reportedly is working to make its Siri voice assistant more conversational with the addition of more advanced large language models (LLMs). The company plans to enable a new version of Siri to carry on back-and-forth conversations, handle more complex tasks and do so more quickly, Bloomberg reported Friday (Nov. 22), citing unnamed sources. Working […]

PYMNTS Intelligence’s long-standing chronicling of the paycheck-to-paycheck economy has revealed shifts in how consumers conduct their daily financial lives and pay. Given that the paycheck-to-paycheck designation blankets roughly two-thirds of consumers, the changes have been widespread. Households continue to embrace digital, specifically mobile, channels for banking and account access, and they use buy now, pay […]

Amazon and Anthropic announced an expanded partnership that includes Amazon investing another $4 billion in the artificial intelligence company and Anthropic making Amazon Web Services (AWS) its primary training partner. The new investment brings Amazon’s total investment in Anthropic to $8 billion, Anthropic said in a Friday (Nov. 22) press release. “By combining Anthropic’s expertise […]

The history of the search landscape is a journey of technological innovation, evolving user behavior and competitive dynamics. And, if the U.S. Department of Justice’s (DOJ) call late Wednesday night (Nov. 20) for Google to divest its Chrome browser to answer a ruling that the company has a search market monopoly ends up happening, it could also be […]

Apple and Google may face a formal investigation into their mobile ecosystem policies in the United Kingdom after a provisional study found that these policies are “holding back innovation.” Following an investigation launched in 2022, an independent inquiry group of the U.K.’s Competition and Markets Authority (CMA) recommended that the CMA’s board consider launching a […]

Treasurers play a vital role in healthcare firms by managing liquidity and influencing financial health. But how often is their expertise underutilized due to limited interdepartmental collaboration? Healthcare treasurers report significant barriers preventing them from fully contributing to strategic decisions. The consequences? Reduced cash flow predictability and missed opportunities for financial optimization. The latest PYMNTS […]

For the longest time, moving money for business or consumer purposes was a manual, analog affair. In some quarters, it still is. But for the most part, money movement has shifted to digital channels. Trillions  of dollars cross online platforms every second of every day, and money leaves accounts and arrives at accounts in a […]

As digital payments scale, the sophistication of scams matches their pace. This ongoing dichotomy forces payment ecosystems to adopt more adaptive and resilient fraud prevention measures. Marcos Gelfi, vice president – global head of commercial fraud/dispute products and cardholder solutions at Discover® Global Network, Jeff Hallenbeck, head of payments at Forter, and Freyja McKenna, head […]

Digital wallets are becoming essential tools for French consumers, especially as the country embraces the convenience of mobile payment solutions. In the past year, 38% of consumers in France made online purchases using their digital wallets, and younger generations, particularly Generation Z, are leading the charge in expanding how these tools are used. While digital […]

The FinTech IPO Index was 3.8% higher this past week, as Lemonade and Affirm were at the forefront of gainers, up a respective 58.5% and 23.6%. A broad-based rally in the overall markets Thursday — as tech stocks got a boost from Nvidia’s earnings – helped with momentum. As for Lemonade, the stock’s jump extended a […]

Even with the continued shift to digital payments and the plethora of payment options, there are still stumbling blocks in commerce. Complexity is the enemy of the sale, Splitit Head of Client Success John Beisner told PYMNTS for the What’s Next in Payments series, “Business Simplicity: The New KPI?” Merchants have been adding digital wallets […]

Transactions have moved more digital, changing the fraud landscape. Financial institutions (FIs) have made real progress in holding off fraudsters attempting to exploit the digital shift. Our multiyear analysis finds that fraud related to more routine digital payments has decreased markedly over the last three years. Nonetheless, our 2024 report also finds that 4 in […]

Banks and credit unions may feel like they offer a best-in-class digital experience — and the readiness to offer new services and options — when it comes to bringing lending products online. And they may see themselves as engaging with their customers across online channels. But their customers might beg to differ. As Eric Lee, […]

Spendesk aims to strengthen its offer in core markets and support the global growth of its spend management platform for medium-sized businesses with the help of its new partnership with FinTech platform Adyen. Adyen’s banking licenses in the United Kingdom, the United States and the European Union will help Spendesk remain compliant in the countries […]

OpenAI reportedly has considered developing a web browser and powering search features for partners as it looks to expand its reach. The potential web browser would be combined with the company’s chatbot, ChatGPT, while the partners for its search features could include a variety of eCommerce websites and apps, The Information reported Thursday (Nov. 21). […]

The Justice Department’s proposal to resolve its antitrust case over online search against Google reportedly would force the tech giant to unwind its partnership with artificial intelligence (AI) company Anthropic. A recommendation in the Justice Department’s court filing Wednesday (Nov. 20) that Google be barred from partnerships with companies that control where consumers search for […]

All artificial intelligence (AI) systems are software, but not all software is AI. At least, not yet. Embracing the AI-ification of everything was the theme of accounting and tax software provider Intuit Inc.’s Q1 2025 earnings call on Thursday (Nov. 21), where executives highlighted the success of the company’s AI-driven strategy. “We’ve had a strong […]

The Bank of New York Mellon (BNY) will serve as the financial agent for the Direct Express program, which provides 3.4 million Americans with a prepaid debit card to receive monthly federal benefits. The U.S. Department of the Treasury’s Bureau of the Fiscal Service said in a Thursday (Nov. 21) press release that it selected […]

President-elect Donald Trump’s social media company, Trump Media & Technology (TMTG), reportedly filed a trademark application Monday (Nov. 18) for a service called TruthFi that would be a platform for cryptocurrency payments, financial custody services and trading in digital assets. The application did not give many details about the project or when it might be […]

Nvidia reported Q3 revenue of $35.1 billion, up 94% from last year with data center sales reaching $30.8 billion. Fellow tech firms showed mixed results, with Snowflake growing 29% to $900 million in revenue, while artificial intelligence (AI) startup BEN recorded $50,000 in its first significant quarterly sales amid mounting losses. Nvidia’s Results Hit $35.1B […]

The United Kingdom reportedly will consider a comprehensive regulatory framework for the cryptocurrency sector in early 2025. The Labour Party, which came to power in July, will draft rules that will include stablecoins and staking services, Bloomberg reported Thursday (Nov. 21). “Doing everything in a single phase is simpler, and it just makes more sense,” […]

European regulators are reportedly set to investigate whether Amazon’s marketplace favors its branded products. The European Union (EU) investigation is “likely” to come next year, Reuters reported Thursday (Nov. 21), citing sources with direct knowledge of the matter. The eCommerce giant could face a fine of as much as 10% of its annual turnover if […]

Google is criticizing what it called a “radical” proposal to remedy government antitrust claims. The tech giant made the argument in a blog post Thursday (Nov. 21), one day after the U.S. Department of Justice called for Google to divest its Chrome browser to answer a ruling that the company has a search market monopoly. […]