Новости за 16.04.2026

Banks are increasingly chasing a new kind of relationship with their enterprise clients. As BNY stressed to investors during its Thursday (April 16) first quarter 2026 earnings call, instead of simply providing custody, payments or treasury services, BNY is now positioning itself as an operating partner embedded in client workflows. “Clients are increasingly recognizing […]

The Bank of England is conducting tests to better understand the risks and opportunities artificial intelligence (AI) presents for the financial sector, Sarah Breeden, deputy governor for financial stability at the Bank of England, said in a letter to the U.K. Parliament’s Treasury Committee. The letter was written in response to a Treasury Committee […]

A few months into 2026, Uber’s chief technology officer found himself back at the drawing board. “The budget I thought I would need is blown away already,” Praveen Neppalli Naga said in an interview with The Information. The cause was Claude Code, Anthropic’s AI coding assistant, whose use inside Uber’s engineering teams had surged […]

Artificial intelligence (AI) traffic to U.S. retail websites is now converting better than non-AI traffic such as paid search and email marketing, Adobe said Thursday (April 16). In March, AI traffic converted 42% better than non-AI traffic, marking a “major reversal” from a year earlier, when AI traffic converted 38% worse, Vivek Pandya, director […]

House Republicans are reportedly seeking sanctions on Chinese companies that copy American-made artificial intelligence (AI) models. According to a report Thursday (April 16) from Bloomberg News, Rep. Bill Huizenga, R-Mich., has proposed a bill that would direct the government to identify entities in China and Russia employing improper “query-and-copy” techniques on American AI models. […]

Q2 Holdings has debuted a tool to help banks and credit unions update their digital services. Q2 Code, developed by integrating Anthropic’s Claude Code through Amazon Bedrock, is designed to let financial institutions build new features for their apps and websites in just a few days instead of weeks, the company announced Thursday (April 17). “Amazon Bedrock […]

The availability of credit in the United States rests on a vast reporting system that translates consumer behavior into lending decisions, yet lawmakers heard Thursday (April 16) that weaknesses in how data is collected, disputed and applied are constraining access for many households. At a House Financial Services subcommittee hearing titled “Promoting Access to […]

Lobster.cash, a payments solution for artificial intelligence (AI) agents, has joined forces with Mastercard. The partnership, announced Thursday (April 16), will see Lobster.cash integrate Mastercard Agent Pay and Verifiable Intent to enable secure card transactions for AI agents. This integration lets Mastercard cardholders authorize autonomous agents to make purchases on their behalf using their existing cards. “Mastercard […]

The retail battle is bleeding over into healthcare. It has been for a while, as healthcare and pharma firms increasingly recognize the benefits of physical retail’s distribution capabilities. But recent headlines from both Amazon and Walmart underscore that as digital distribution starts to equal the benefits of brick-and-mortar locations, a new category is emerging, […]

The Office of the Comptroller of the Currency (OCC) issued a consent order against Chicago-based The Federal Savings Bank on April 2, requiring the bank to correct alleged deceptive acts or practices. The OCC said in a Thursday (April 16) press release that it found that The Federal Savings Bank’s deceptive acts or practices “induced consumers to obtain cash-out refinance loans guaranteed by […]

Ask an artificial intelligence (AI) chatbot a question and you get an answer. Ask Perplexity Computer, and it completes the task. The company’s new agent browses the web, fills out forms and works through multi-step tasks before handing back a finished result. Perplexity has begun rolling out specialized versions for specific workflows, with Computer […]

Walmart says it is embarking on a nationwide overhaul of its retail footprint. The company said in a Thursday (April 16) news release that it is investing in remodels at 650 stores, with 20 new store openings scheduled for this year and early 2027. According to the release, the renovations involve things like wider aisles, expanded pickup […]

Barclays is moving ahead with its plans in Saudi Arabia, despite the war in Iran, Barclays Group Chief Executive C.S. Venkatakrishnan said Thursday (April 16). The bank is seeking a banking license in Saudi Arabia and is preparing to open a regional headquarters in the country later this year, Venkatakrishnan said in an interview with Bloomberg TV. “Those plans […]

Canva has launched an AI-centric overhaul to its 13-year-old graphic design platform. Canva 2.0, announced Thursday (April 16), is being billed by the Australian company as its most significant update ever, turning Canva into “a conversational, agentic platform.” “Rather than starting with a template or a blank page, you can now start with an idea, a goal, […]

The global payments system is entering a messy middle phase where innovation is abundant, coordination is scarce and geopolitics are reshaping the rules in real-time. The scale alone underscores the stakes. The global cross-border payments market has reached $238 billion and is projected to grow steadily, while B2B flows are on track to hit […]

The European Union (EU) wants Google to make its data available to rival search engines. Proposed measures announced Thursday (April 16) by the European Commission, the EU’s competition regulator, would let other search engines see the tech giant’s search data, including ranking, query, click and view data. The goal is to let third-party online search engines, or “data beneficiaries,” optimize their […]

Grab is preparing to launch artificial intelligence-powered robots “very soon” to help delivery drivers pick up meal orders from restaurants more quickly, according to Grab Co-founder and Group CEO Anthony Tan. The robot, dubbed “Carri,” is one of several AI-powered solutions unveiled by Tan in a speech at GrabX 2026, the company’s annual product […]

The CEO of Circle says he sees “tremendous opportunity” stemming from a potential yuan-pegged stablecoin. China is looking to make the yuan more prominent in the world financial system, and stablecoins — cryptocurrencies designed to hold a set value, typically pegged to a fiat currency — have become a way to “export” a currency by making […]

American Express is set to acquire Hyper, an agentic expense management company. The deal, announced Thursday (April 16), is designed to add to American Express’ artificial intelligence expertise across its commercial services business, with Hyper’s team helping Amex build agentic and AI-powered automation tools for businesses. “Our customers want smarter, more efficient ways to […]

Anthropic is reportedly ready to begin offering its Mythos AI model to British banks. The artificial intelligence (AI) startup is expanding “Project Glasswing,” which offers select organizations early access to the AI, Bloomberg News reported Thursday (April 16). This came after Anthropic learned of Mythos’ ability to spot — and possibly exploit — weaknesses in cyber defenses, […]

Watch more: Need to Know With Paymentology’s Stephen Bowe Credit demand may be rising, but the more pressing issue for issuers is whether their technology stacks can sustain how credit is now used, rather than how it was once structured. Stephen Bowe, chief product officer at Paymentology, framed the current environment as one where […]

Community banks have made meaningful progress in digitizing account opening, but the competitive battleground for deposits is shifting. Opening and even funding accounts are no longer enough to secure lasting relationships. The defining factor is what happens next: whether those accounts become central to everyday financial activity. That is where many institutions are falling […]

Confidence in AI depends on strong governance and explainability, WEX Chief Risk and Compliance Officer Annie Drew writes in a new PYMNTS eBook, “AI Runs Payments. Governance Decides What Happens Next.”   Artificial intelligence is becoming more deeply embedded in how the payments industry operates. It helps identify fraud patterns, support faster decisions and […]

Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during what should be their prime earning years. That is the central takeaway from the March 2026 PYMNTS Data Book, “The Millennial Money Squeeze: Data Shows Rising Cost Pressures,” based on findings […]

A shopper walks into a grocery store with discounts sitting in three different places: their loyalty app, their credit card and a manufacturer rebate. The shopper ultimately leaves after using none of them. That missed moment is not an anomaly, nor the opening shot of a retail-themed horror story. It is the contemporary operating […]