Новости за 21.04.2026

Kalshi plans to expand beyond prediction markets and enter the crypto market by adding perpetual futures on bitcoin and other crypto tokens in the United States, The Information reported Tuesday (April 21), citing unnamed sources. Crypto perpetuals, which are futures contracts that enable leveraged bets on crypto prices without an expiration date, have been largely off limits to U.S. […]

New York sued Coinbase and Gemini Titan Tuesday (April 21), alleging that the companies’ prediction market platforms are illegal, unlicensed gambling operations. The state’s Office of the Attorney General (OAG) alleged in a Tuesday press release that prediction market platforms fit New York’s legal definition of gambling, that Coinbase and Gemini failed to obtain […]

New proposed federal legislation would give more financial institutions access to federal payment systems. The Payments Access and Consumer Efficiency (PACE) Act, introduced Tuesday (April 21), is designed to modernize the way companies access payment rails, according to U.S. Reps. Young Kim, R-Calif., and Sam Liccardo, D-Calif., who introduced the bill. “Whether it’s splitting […]

Secondhand is no longer a backup plan. Shoppers are going there first, and the platforms making that possible built their advantage in artificial intelligence. The global secondhand market grew 12% this year to $289 billion and is projected to reach $393 billion within five years, according to ThredUp’s annual resale report. U.S. resale grew […]

Cash App is rolling out a new managed accounts feature that allows parents or legal guardians to manage money for their kids aged 6 to 12. The managed accounts feature provides parents with a dedicated space on Cash App where they can send allowances, set aside savings and track spending for their child, the […]

Issuer-processor Paymentology has launched a partnership with financial services company Change Financial. The collaboration, announced Tuesday (April 21), is designed to accelerate payment method adoption and FinTech growth across Australia. “Australia is one of the most sophisticated payments ecosystems globally, with strong consumer adoption of digital, contactless and mobile-first experiences,” Minh Ha Truong, Paymentology’s […]

In a home improvement market that has been flat, The Home Depot is looking to grow by gaining share among professional contractors and builders, the Financial Times reported Tuesday (April 21). The home improvement retailer, which has traditionally served do-it-yourselfers, has made “Win the pro” a mantra, according to the report. Home Depot is […]

OpenAI has reportedly begun offering ChatGPT advertising campaigns based on how many users click ads. That’s according to a report Tuesday (April 21) from The Information, citing screenshots of the artificial intelligence (AI) company’s ad manager. The news outlet said this confirms its story on the change from last week, which was based on […]

Most banks pay OpenAI or Anthropic for access to artificial intelligence. Revolut built its own. The London-based neobank trained a proprietary model called PRAGMA on 40 billion transactions, app interactions and financial events drawn from 25 million users across 111 countries. It doesn’t answer questions or write emails. It makes decisions: who’s likely to […]

B2B payments are becoming a data-rich world. That’s creating new challenges for data-poor businesses. As of Saturday (April 18), Visa’s Commercial Enhanced Data Program (CEDP) officially phased out its Level 2 interchange program, replacing the legacy incentive structures with a new interchange system that rewards one thing above all: high-quality, verifiable Level 3 data. […]

Revolut is reportedly targeting a $200 billion valuation in its eventual public listing. That’s according to a report Tuesday (April 21) from the Financial Times (FT), citing investors who have been briefed by the U.K. FinTech on its plans for a stock market debut. The report comes one day after Bloomberg News published an interview with Revolut […]

Amazon founder Jeff Bezos is reportedly nearing a $10 billion funding deal for his AI lab. That’s according to a report late Monday (April 20) from the Financial Times (FT), which cites sources familiar with the deal who say the funding would value the company at $38 billion. The company, which has the code […]

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue facing community banks today. Here’s how the everyday test […]

Watch more: Need to Know With Christine Weber of Paymentus Bill payments occupy a central place in the financial lives of consumers, where obligation meets emotional uncertainty. For providers, that reality complicates what might otherwise be treated as a straightforward digital interaction. Consumers approach the payment moment with competing priorities, financial constraints, and often, […]

Watch more: The Digital Shift With Evan Rumpza of Galdera Labs  There is a number sitting in a spreadsheet somewhere right now. A revenue figure that jumped 10%, or a cost line that crept upward by a fraction, and nobody in the room can say with any certainty why it moved. This is not […]

Humans are the most critical link in AI governance, Trulioo Chief Risk and Strategy Officer Chad Gerhardstein writes in a new PYMNTS eBook, “AI Runs Payments. Governance Decides What Happens Next.”   It’s not controversial to state that AI is shaping up to be the most disruptive technology in our lifetimes. In financial services, […]

For many businesses, the story around instant payments may be shifting from fear to familiarity. That is one of the clearest takeaways from “Instant Myths: Debunking Faster-Payments Fraud Fears,” the January 2026 Money Mobility Tracker from PYMNTS Intelligence and Ingo Payments. The report shows that fraud concerns still weigh heavily on adoption decisions, but it also argues that […]

Watch more: The Digital Shift With Paysafe’s Ahu Chhapgar Enterprise leaders have spent the past two years in a race to adopt artificial intelligence (AI), often treating it as a procurement decision rather than a systemic transformation. Budgets have flowed toward large language models, copilots and automation platforms, with the implicit assumption that better […]

Amazon and Anthropic have announced an expanded partnership that Amazon CEO Andy Jassy said reflects his company’s progress in making chips, and that Anthropic CEO Dario Amodei said will allow his firm to focus on artificial intelligence research. In this deepened collaboration, Anthropic has committed to spend over $100 billion over the next 10 […]

The increases in corporate borrowing reported by U.S. banks last week suggest parts of the economy are remaining resilient amid current pressures, Reuters reported Monday (April 20). The report said the gains came despite inflationary pressures, fears of a slowdown, and uncertainties around policy and the labor market. Consumer lending remained resilient, although several […]

Will the “A” in AR (accounts receivable) and AP (accounts payable) ever stand for “Agentic?” The future may not be as far off as some CFOs believe. On Friday (April 17), for example, billing and revenue automation platform Zenskar raised $15 million in new funding to expand its agentic artificial intelligence (AI) capabilities. As AI […]

Apple announced an upcoming leadership change Monday (April 20), saying that John Ternus, senior vice president of hardware engineering, will succeed Tim Cook as CEO, effective Sept. 1. Ternus will also join the board of directors on that day. The transition follows a long-term succession planning process and was approved unanimously by the Apple board of directors, the […]

An artificial intelligence (AI) agent finds the best price on a product and completes the purchase. It browses, selects and checks out without a human visiting a single page. Researchers say the listing it processed could have been seeded with hidden instructions, ones indistinguishable from legitimate content. Google DeepMind has published research on a […]

The Office of the Comptroller of the Currency is moving on two fronts to reshape how interchange is governed in the United States, pushing federal oversight into a fight that started in Illinois but won’t stay there. In March, the OCC filed an amicus brief in the Seventh Circuit appeal of Illinois’ Interchange Fee […]

An Amazon spokesperson said Monday (April 20) that the company looks forward to responding in court to a motion filed by California Attorney General Rob Bonta as part of an antitrust lawsuit launched in 2022. “The Attorney General’s motion is a transparent attempt to distract from the weakness of its case, coming more than […]